iDebtAssistance Debt Consolidation Loan
Obtain your FREE, no-obligation quote today and apply for a Debt Consolidation Loan
online.
Stop losing the credit war! A non-profit consumer counseling agent
at iDebtAssistance will help you manage your debt, reduce monthly
payments as much as 50% and save $1,000's in interest.
iDebtAssistance - Combine all of your unsecured payments
into one manageable payment, with a Debt Consolidation Loan. Most customers realize a substantial
reduction in their interest rate and minimum monthly payment when
they combine all of their debts, with a Debt Consolidation Loan.
Debt Collectors
If you owe more than one debt, any payment you make must be applied to
the debt you indicate. A debt collector may not apply a payment to any
debt you believe you do not owe. Debt collectors may not engage in unfair debt
collection practices when they try to
collect a debt.
For example, debt collectors may not collect any
amount greater than your debt, unless your state law permits such a
charge, deposit a
post-dated check prematurely, use deception to
make you accept collect calls or pay for telegrams, take or threaten
to take your property unless this can be done legally, or contact you by
postcard. You have the right to sue a collector in a state or federal court
within one year from the date the law was violated. If you win, you
may recover money for the damages you suffered plus an additional
amount up to $1,000. Court costs and attorney's fees also can be
recovered.
A group of people also may sue a debt collector and recover
money for damages up to $500,000, or one percent of the collector's
net worth, whichever is less. Report any problems you have with a debt collector to your state
Attorney General's office and the Federal Trade Commission. Many
states have their own debt collection laws, and your Attorney
General's office can help you determine your rights.
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